Trauma Insurance

What is Trauma Insurance and Why Should You Consider It?

Experiencing a trauma, such as a serious illness or injury, at least once in your lifetime is, unfortunately, more common than you might think. New Zealanders are increasingly surviving illnesses that were once considered terminal. Trauma insurance is designed to pay you a lump sum to manage the financial impact if you or one of your children were to face a serious illness or injury.

When dealing with serious illness or injury, financial hardship can often follow. Trauma insurance can offer essential financial support to cover a range of needs. This includes costs related to medical treatment and rehabilitation, as well as providing the peace of mind to allow you and your family to focus on recovery instead of financial concerns.

Two Types of Trauma Insurance:

1. Critical Conditions Insurance: This plan provides a lump sum payment for a range of defined medical conditions. This financial support can be used to cover medical expenses, household bills, and other essential costs that may arise during your treatment and recovery period.

2. Progressive Care Insurance: This plan allows you to make multiple claims based on the type and severity of your illness or injury. It ensures you have continuous financial support throughout your treatment journey. Whether you're dealing with multiple medical conditions over time or require long-term care, Progressive Care adapts to your changing needs.

The importance of trauma insurance cannot be overstated. It ensures that you and your loved ones have the financial resources to navigate through challenging times without the added burden of economic stress. With trauma insurance, you can have the confidence that you're prepared for life's unexpected challenges, and your financial well-being is protected.

Trauma insurance is a crucial safety net that provides financial protection in the face of serious illness or injury. It helps you manage the costs of medical treatment, rehabilitation, and everyday living expenses, allowing you to focus on what's most important—your health and recovery. At Life and Health GuardiaNZ, we're committed to offering tailored trauma insurance plans that meet your unique needs, ensuring you have the support you need when it matters most.